Chattels

Chattels are personal property items that are not permanently attached to the land or buildings. In a New Zealand property sale, the sale and purchase agreement includes a chattels list specifying exactly which moveable items are included in the purchase price. Common chattels include curtains and blinds, light fittings, free-standing appliances (dishwasher, washing machine), garden sheds, and heat pumps.

The distinction between chattels (moveable) and fixtures (permanently attached) matters because fixtures automatically pass with the property, while chattels only transfer if listed in the agreement. Disputes can arise when items fall in a grey area — for example, a TV mounted on a wall bracket could be argued either way.

The ADLS/REINZ sale and purchase agreement includes a standard chattels list that both parties review and agree upon. It's good practice to be specific and note the condition of each item.

Check the chattels list carefully during your property viewing. Make sure everything you expect to receive is listed and that the items are in reasonable working condition. If a chattel is listed but faulty at settlement, the seller is technically in breach of their warranty.

At the pre-settlement inspection (typically done the day before or morning of settlement), verify that all listed chattels are present and in the same condition as when you viewed the property. Report any missing or damaged chattels to your lawyer immediately.

The chattels list is part of the sale and purchase agreement. Review it alongside the property viewing. Your lawyer will confirm the chattels list is accurate. At the pre-settlement inspection, walk through the property and check every listed chattel against the list.