Due Diligence Documents

LIM Report vs Title Search

A LIM report tells you what the council knows about a property. A title search shows who owns it and what legal interests are registered against it. You need both.

Side-by-Side Comparison

AttributeLIM ReportTitle Search
SourceLocal councilLINZ (Land Information NZ)
CostVaries by council$8 online / $52 manual
Turnaroundup to 10 working daysInstant (online)
Content focusPhysical property info, consents, hazards, zoningLegal ownership, mortgages, easements, covenants
Building consentsYes — full history with CCC statusNo
Natural hazardsYes — flood, erosion, contaminationNo
Easements & covenantsMay reference someDefinitive record of all registered interests
Who orders itBuyer (or their agent/lawyer)Buyer's lawyer (standard conveyancing)

LIM Report Explained

A LIM (Land Information Memorandum) is a comprehensive report from the local council detailing everything they know about a property. This includes building consents (and whether they have Code Compliance Certificates), resource consents, zoning, rates, natural hazards (flooding, erosion, land instability), contaminated land, and any known issues.

The LIM is your primary tool for uncovering physical and regulatory risks that aren't visible from a property inspection.

Title Search Explained

A title search provides the legal record of a property from Land Information New Zealand (LINZ). It shows the current owners, the title type (freehold, cross-lease, unit title), any registered mortgages, and all registered interests including easements, covenants, and caveats.

Your lawyer will conduct a title search as a standard part of conveyancing. It's quick and inexpensive — the critical part is understanding what the registered interests mean for your use of the property.

Do You Need Both?

Absolutely. A LIM and title search cover different aspects of property due diligence and neither is a substitute for the other. The LIM covers physical and council-related information; the title search covers legal ownership and registered interests. Together, they give you a comprehensive picture of the property.

Which Should You Get First?

Your lawyer will typically run the title search first (it's instant and inexpensive) to understand the ownership structure and registered interests. The LIM should be ordered as early as possible because it takes up to 10 working days to process.

Frequently Asked Questions

Can I buy a property without a LIM?

Legally yes, but it's strongly discouraged. Skipping the LIM means you might miss critical issues like unconsented building work, natural hazard zones, or contaminated land. Most lawyers will advise against it.

Does my lawyer do the title search automatically?

Yes. A title search is a standard part of conveyancing in New Zealand. Your lawyer will obtain and review the title as part of their normal process.

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